Bank Lending Survey Statistics

Source: European Central Bank, Frankfurt

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Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Large enterprises / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Large enterprises / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Small and medium-sized enterprises / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Small and medium-sized enterprises / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of bank competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Large enterprises / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Large enterprises / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Small and medium-sized enterprises / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Small and medium-sized enterprises / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Bank lending rate / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of cost of funds and balance sheet constraints / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of consumer confidence / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Not applicable / Market role: Loan demand / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of consumer confidence / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Not applicable / Market role: Loan demand / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of consumer confidence / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Not applicable / Market role: Loan demand / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of consumer confidence / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Not applicable / Market role: Loan demand / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Pressure from competition / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Large enterprises / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Large enterprises / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Small and medium-sized enterprises / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Small and medium-sized enterprises / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Enterprise / Bank lending survey counterpart motivation: Not applicable / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on average loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Margins on riskier loans / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit standards / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of capital position / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Loans for house purchase / Time horizon: Backward looking three months / Effect domain: Credit terms and conditions / Market role: Loan supply / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of consumption expenditure (mortgage equity withdrawal) / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Not applicable / Market role: Loan demand / Bank lending survey aggregation method: Diffusion index
(Unit: PC)
Q
Area: Austria / Bank selection: All banks / Bank lending survey item (survey question): Impact of consumption expenditure (mortgage equity withdrawal) / Bank lending survey contract counterpart: Household / Bank lending survey counterpart motivation: Consumer credit / Time horizon: Backward looking three months / Effect domain: Not applicable / Market role: Loan demand / Bank lending survey aggregation method: Net percentage (frequency of tightened minus that of eased or reverse)
(Unit: UNITS)
Q