Reasons for partial success or lack of success in obtaining loan finance, by type of enterprise and NACE Rev. 2
methods, notes and classification
- Unit of measure
- Enterprise
- 0 Total
- 1 Young high-growth enterprises (gazelles)
- 2 High-growth enterprises
- 3 Other enterprises
- Classification of economic activities - NACE Rev.2
- 0 Total business economy except financial and insurance activities
- 1 Industry (except construction)
- 2 Construction
- 3 Wholesale and retail trade; transport, accommodation and food service, real estate and administrative activities
- 4 Information and communication
- 5 Professional, scientific and technical activities
- Financial source
- 0 Banks
- 1 Other lenders
- 2 Business
- Reason
- 0 Poor credit rating
- 1 Lack of own capital
- 2 Insufficient collateral or guarantee
- 3 Insufficient or risky potential (of the business or project)
- 4 Already too many loans or too much debt
- 5 No loan history
- 6 Poor loan history
- 7 No reason given
- 8 Interest rates too high
- 9 Unacceptable non-interest-rate related conditions
- a Other
- Geopolitical entity (reporting)
- 0 Belgium
- 1 Bulgaria
- 2 Denmark
- 3 Germany (until 1990 former territory of the FRG)
- 4 Ireland
- 5 Greece
- 6 Spain
- 7 France
- 8 Italy
- 9 Cyprus
- a Latvia
- b Lithuania
- c Luxembourg
- d Malta
- e Netherlands
- f Poland
- g Slovakia
- h Finland
- i Sweden
- j United Kingdom